Member of Foothills Collaborative Divorce Professionals Board Member of Colorado Collaborative Divorce Professionals

When the Simple Becomes Complex:

Huettner Capital is a residential and commercial real estate lender. We handle all types of financing and specialize in complex transactions.

These situations typically involve self-employment, multiple properties, wealth management, investment property, relocation, and divorce to name a few. However, most people do not realize how frequently their situation is too complex for the typical lender to handle effectively.

Getting these loans done is not the problem. The problem is the people getting most borrower’s their loans. They simply have far too little knowledge and experience to get anything other than the cookie cutter loan done in less than several months. This is the reason why the traditional loan origination process just doesn’t work any more.

Creating a team and new loan process that works with full documentation loans, especially the complex ones, was the whole point in starting Huettner Capital from the very beginning. Welcome to the solution!

2 Things… You Must Know About Divorce Finance

After years of working with clients dealing with divorce, I understand the fear and worry that it causes. It is heartbreaking to know that people have been haunted for years by financial mistakes made during their divorce and even lost their homes and businesses as a result. You simply must know two things before completing your divorce.

1.Divorce is Complex

The combination of state and federal laws and tax codes, different types of investments and debt, credit scoring, mortgage lending, and investing are so complex, that it is difficult for anyone to understand them all completely.

2.Mistakes are Common

The reality is that you have to live with your settlement after the divorce. The decisions you make today will affect you for the rest or your life. Financial disaster can result from errors made by professionals who do not specialize in each aspect of divorce finance. Common mistakes include:

  • Not understanding you are still legally responsible after the divorce for all joint debts.
  • Not understanding the risks of only partially separating your financial lives.
  • Not understanding the impact divorce will have on your credit and the cost of poor credit.
  • Not paying premiums for life insurance to cover maintenance and child support yourself.

The Solution

You need a specialist to show you how to separate your financial life from your spouse. Lawyers focus on the law, CPAs focus on taxes, and financial advisors focus on investing. None of them focus on Divorce Finance.

A divorce finance specialist will give you the information and advice you need to understand the divorce process and your financial situation. With this, you can make informed decisions based on accurate information and move forward with confidence saving you time, stress, and money.

Divorce is serious business and requires serious attention. Critical mistakes can cost you thousands of dollars and haunt you for years. To protect yourself and your family, you need a professional with the right knowledge and expertise to handle divorce finance. Take some time to find the right people to help you. You will be glad you did.

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