Here’s What You Don’t Know About Mortgage Points That Could Be Costly
Mortgages are a costly affair, so much so, they’re our most significant monthly expense. It’s no wonder then that many try to improve their mortgage
Resident Loans
Huettner Capital offers residential loans for nearly every situation. The difference is how we offer... Read More.
Commercial Loans
Huettner Capital is a small group of true professionals that provide a much higher level of service... Read More.
Mortgage Loans
Our focus is providing you with a much higher level of service that is simply not available from other... Read More.
How we help you
One simple way – We complete the application for you! We know you have a lot on your plate, so we handle the paperwork. All you have to do is review it. Huettner Capital offers residential and commercial loans for nearly every situation. The difference is how we offer those loans. Instead of the traditional bank approach focusing on a large number of applications with call center “experts”, Huettner Capital is a small group of true professionals that provide a much higher level of service with personalized attention.
TRUSTED EXPERTS:
Todd Huettner's Real Estate Finance Expertise Is Featured In These Publications
The Right Focus...
We “pre-underwrite” your loan and get everything ready in advance so you close in weeks… not months. Close on time. Close as planned. Close without surprises. READ MORE…
Our philosophy is to empower clients by educating them about their situation and providing them with the information they need to make informed decisions. We want you to do more than just take our advice. We want you to make the decision that works best for you with confidence.
We “pre-underwrite” your loan and get everything ready in advance so you close in weeks… not months. Close on time. Close as planned. Close without surprises. READ MORE…
Specialty Mortgage Services
Application
Rather than having our clients spend hours filling out a loan application that won’t be perfect anyway, we do it for you. We complete 90% of the application from required documentaiton we will have to have anyway and then we get the rest in a quick follow up phone call or with a few emails.
Documentation
Obtaining the documentation in advance also enables us to review it for completeness and accuracy. As a result, we can anticipate and resolve problems before submitting the loan vastly increasing your chances for quick approval and closing.
Streamlined Underwriting
To be fair, underwriters do not know what they need until they know they need it. However, the traditional loan process limits your contact to a group of "experts" who may have been selling cell phone covers at the mall six months ago. This leads to delays, inaccuracies and frustration when you have to provide information once a week for months on end.
Philosophy
Our philosophy is to empower clients by educating them about their situation and providing them with the information they need to make informed decisions. We want you to do more than just take our advice. We want you to make the decision that works best for you with confidence.
When the Simple Becomes Complex
Huettner Capital is a residential and commercial real estate lender. We handle all types of financing and specialize in complex transactions.
These situations typically involve self-employment, multiple properties, wealth management, investment property, relocation, and divorce to name a few. However, most people do not realize how frequently their situation is too complex for the typical lender to handle effectively.
Getting these loans done is not the problem. The problem is the people getting most borrower’s their loans. They simply have far too little knowledge and experience to get anything other than the cookie cutter loan done in less than several months. This is the reason why the traditional loan origination process just doesn’t work any more.
The Charges
A confused first time home-buyer not getting good information or advice.
The Verdict
We fixed her contract, matched her financing to her situation, and saved her thousands
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Client Testimonials
I wanted to work with someone who wanted my business. The private banker I was initially working
with made comments about how long I had been out of the work force. The banker’s comments stuck with me. I felt like that guy viewed me as a woman who couldn’t make it on her own or manage her finances. Okay, as you can tell it still irks me. Todd took time to compare options to help me figure out
which mortgage was best for my situation and voiced his opinion based on what he knew about me.
RENEE COLLINSANGEL FIRE, NM 
Huettner Capital goes well above "above and beyond". Todd helped me through a very tough time when I was forced to sell my home because of a contentious divorce. He not only assisted me with purchasing a new home but he also helped me mentally work through all that I was dealing with. Todd literally saved my money and my sanity. I will forever be indebted to him for his kindness and professionalism.
DAN BARNHART
Huettner Capital has been a God send when navigating the foggy waters home financing. Todd is SUPER smart and really helped us know the reality of where we stood when exploring the best mortgage options for our situation. Thanks Todd and everyone at Huettner Capital, we couldn't have achieved our home ownership goals without you expertise.
JOE KAISER
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